Carol Berger
By Carol Berger
on
Updates from GSEs Ginnie - Revised their Risk Based Capital Requirements for their issuers and is extending the required implementation date to 2024 - Review of Ginnie-Mae “RG” pools. These are ...
An uphill climb faces mortgage industry leaders experiencing whiplash in 2022 as they plan for 2023. You are probably asking yourself these questions when strategizing how you will conquer 2023: Will ...
The Mortgage Bankers Association recently released its Quarterly Mortgage Bankers Performance Report for Q2 2022.  One of the most revealing metrics showed that mortgage lenders averaged a net loss ...
What is Non-QM? A Primer on Non-QM and Opportunities for Mortgage Lenders Non-QM is different from selling agency paper. Non-QM makes some independent mortgage bankers nervous because their friend or ...
With new home sales down, inflation and rates on the rise, and consumers’ credit abilities soon to be tapped out, lenders must turn to alternative solutions to stabilize net margins.
Consumer demand is normally a good thing for the industry holding what they want. However, that is not true for the mortgage industry in the summer of 2022. Due to the low inventory of the housing ...
We are in an unprecedented housing market in 2022, one that presents a dilemma to the Federal Reserve as it combats rising inflation. While stocks and bonds are primarily owned by the wealthy, the ...
Regulatory and Legal Changes Affecting the Mortgage Industry The mortgage industry changed dramatically starting March 2020 with the legislation that placed a moratorium on FHA foreclosures and ...
Outsourcing Mortgage Accounting and ICE Encompass Support The mortgage industry is faced with many challenges – one of the biggest being margin compression. Mortgage industry leaders may be wondering ...