What is Non-QM? A Primer on Non-QM and Opportunities for Mortgage Lenders Non-QM is different from selling agency paper. Non-QM makes some independent mortgage bankers nervous because their friend or ...
With new home sales down, inflation and rates on the rise, and consumers’ credit abilities soon to be tapped out, lenders must turn to alternative solutions to stabilize net margins.
Consumer demand is normally a good thing for the industry holding what they want. However, that is not true for the mortgage industry in the summer of 2022. Due to the low inventory of the housing ...
We are in an unprecedented housing market in 2022, one that presents a dilemma to the Federal Reserve as it combats rising inflation. While stocks and bonds are primarily owned by the wealthy, the ...
Back in the 1940s (I know … the 1940s … when does an article open with that?!), a potential home buyer would head to the local bank to apply for a mortgage. In the 1960s onward, mortgage lenders ...