In today's market, mortgage lenders face the dual challenge of maintaining profitability while operating under tight margins. Smart cost reduction strategies are essential to navigate this landscape ...
In today's fast-paced digital age, technological advancements are transforming every aspect of our lives, and the mortgage lending industry is no exception. From AI-driven underwriting to digital ...
The mortgage industry is inherently cyclical, subject to fluctuations driven by economic factors, regulatory changes, and market conditions. During periods of economic expansion, mortgage origination ...
Looking back at the mortgage industry and trends of 2002 can provide valuable insights and lessons for today's market. Bush was in office. Enron was top of mind. Queen Elizabeth knighted Rudolph ...
An uphill climb faces mortgage industry leaders experiencing whiplash in 2022 as they plan for 2023. You are probably asking yourself these questions when strategizing how you will conquer 2023: Will ...
The Mortgage Bankers Association recently released its Quarterly Mortgage Bankers Performance Report for Q2 2022. One of the most revealing metrics showed that mortgage lenders averaged a net loss of ...
What is Non-QM? A Primer on Non-QM and Opportunities for Mortgage Lenders Non-QM is different from selling agency paper. Non-QM makes some independent mortgage bankers nervous because their friend or ...
With new home sales down, inflation and rates on the rise, and consumers’ credit abilities soon to be tapped out, lenders must turn to alternative solutions to stabilize net margins.
Consumer demand is normally a good thing for the industry holding what they want. However, that is not true for the mortgage industry in the summer of 2022. Due to the low inventory of the housing ...
We are in an unprecedented housing market in 2022, one that presents a dilemma to the Federal Reserve as it combats rising inflation. While stocks and bonds are primarily owned by the wealthy, the ...
